Welcome to the largest customer-owned bank in Australia
Home Loan Rates from
2.19 % PA 3.09 % PA
New 2-Year Fixed Owner Occupied (Principal & Interest) Package Loans of $150,000+ up to 90% LVR1 . Package criteria applies.
Comparison Rate* See Comparison Rate warning
Learn
Apply
Business Banking Heritage Bank
Support when my business needs it most. Bank you very much! 
Let us help you reach your business goals with our business banking products, designed with small and medium businesses in mind.
Learn more
What our customers are saying
Image Credit: Tony Law
Heritage Bank Photographic Awards - Open now

The Heritage Bank Photographic Awards is open again in 2021 with a prize pool of over $50,000.

Learn more
Personal Loan rates from
4.89 % PA 5.53 % PA
Car Loan Rate
Comparison Rate^

We offer a range of personal loans to help you get what you want now and pay it off over time.

Learn more
Ways to bank with us
These articles may help you

6 things every first home buyer needs to do

Buying your first home is a huge undertaking. Here's 6 things every first home buyer should do.
Learn more

How to Prepare Your House For a Valuation

A bit of preparation can help you get a better valuation result for your property. Here's what you can do.
Learn more

Change of address checklist

Moving house? Here's a printable checklist of places you might need to consider changing your address with. 
Learn more

How much money can I borrow?

How much money you can borrow will depend on a number of things. Here's four to consider.
Learn more

What is a bridging loan?

Finding a new home to buy can be a really fun and exciting process, but what happens if you’ve found your dream home and are yet to sell your existing one?
Learn more

Buying a home

See all our articles about Buying a Home.
Learn more

Our latest awards

At Heritage, we support our customers with award-winning products and customer service that genuinely puts People first.

See our latest awards

Customer Owned Banking
We're part of a movement that began in Australia over 150 years ago, when groups of like-minded workers and communities came together to create building societies, credit unions and mutual banks.
Learn more
Mobile Home Loan Lenders
Available in selected areas, Heritage Mobile Home Loan Lenders come to you at a place and time that suits - a cafe, work, Heritage branch, or your home.
Learn more
Our Locations
Find a Heritage branch or ATM when you are on the go.
Learn more
Contact us 24/7

Our local Australian contact centre is waiting for you.

Learn more