Welcome to the largest customer-owned bank in Australia
Tap and Pay with Heritage Bank and go into the draw to win $5k
Tap and pay to win $5k? Bank you very much!
Join Heritage and make 5 purchases with your Visa Debit Card before 31 January 2021 and you'll go into the draw to win $5,000!
Simply Access Transaction account
Our Simply Access account is just that - a simple, but flexible, transaction account with no monthly fee, a Visa Debit Card, free eftpos and 24/7 access to your income.
What our customers are saying
Latest security alerts
View our latest online security alerts, frequently asked questions and learn how we protect you from fraud at Heritage Bank.

We've been named the most authentic bank in Australia, again!

For the second year in a row, we've been named the most authentic bank in Australia in J.D. Power’s 2020 Retail Banking Satisfaction Study.  What makes this accolade so special is that it’s based on real feedback from our customers. 

Read the news story

Home Loans

Let us help you find the loan that's right for you. Choose from one of our fixed or variable rate loans, all with competitive rates.

Refer a friend to Heritage and get rewarded.
We want to reward you for telling your friends and family about us, so have a look at how to refer a friend through our referral program.
These articles may help you
Customer Owned Banking
Heritage is Australia's largest customer owned bank with a history going back to 1875. But what's the difference between a bank and a customer owned bank? 
Mobile Home Loan Lenders
Available in selected areas, Heritage Mobile Home Loan Lenders come to you at a place and time that suits - a cafe, work, Heritage branch, or your home.
Our Locations
Find a Heritage branch or ATM when you are on the go.
Contact us 24/7

Our local Australian contact centre is waiting for you.