Welcome to the largest customer-owned bank in Australia
Heritage Bank Car Loan
Take advantage of new year car deals with our great rates. Bank you very much!

Our Car Loan has a low fixed interest rate and maximum flexibility to help you get what you want now.

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Car Loan
4.89 % PA 5.53 % PA
Comparison Rate^
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What our customers are saying
Latest Security Alerts- Security and scam awareness
Be aware!
Visit our Security & Fraud Protection Centre to find out about the latest security alerts, who to contact, and tips on how to protect yourself from scams.
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Our latest awards

At Heritage, we support our customers with award-winning products and customer service that genuinely puts People first.

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Home Loan Rates from
2.19 % PA 3.09 % PA
New 2-Year Fixed Owner Occupied (Principal & Interest) Package Loans of $150,000+ up to 90% LVR1 . Package criteria applies.
Comparison Rate* See Comparison Rate warning
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Heritage Bank OzHarvest Launch
We're supporting OzHarvest!

We're lending a helping hand to leading food rescue organisation OzHarvest to 'Nourish our Country'

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These articles may help you

What to look for when buying a used car

Buying any car can be a daunting task, especially if it is secondhand. Here's five tips for buying a used car. 
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Tips to help get your personal loan approved

Whatever your reason for a personal loan, there are a few things you can do to help improve your likelihood of being approved for the funds you need.
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Can you refinance a car loan?

A helpful guide on what to consider if you’re looking to refinance your car loan. 

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How do balance transfers work and are they right for you?

A balance transfer can help you to manage your debt by rolling credit card debt from one or more cards over to a new card.
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Buying a car

See all our articles about Buying a Car.
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Customer Owned Banking
We're part of a movement that began in Australia over 150 years ago, when groups of like-minded workers and communities came together to create building societies, credit unions and mutual banks.
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Mobile Home Loan Lenders
Available in selected areas, Heritage Mobile Home Loan Lenders come to you at a place and time that suits - a cafe, work, Heritage branch, or your home.
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Our Locations
Find a Heritage branch or ATM when you are on the go.
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Contact us 24/7

Our local Australian contact centre is waiting for you.

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