Simply Access

A transaction account designed for easy transactions and access to your money for everyday spending.

Features
    Our Simply Access account is just that - a simple, but flexible, transactional account that will provide you with no-fuss, 24/7 access to your income. Plus you will get:
  • exclusive access to our innovative free HOVA payment band that works just like a VISA debit card

  • $0 monthly account keeping fee

  • VISA debit card

  • no fees~ on a network of over 10,000 ATMs across Australia

  • 24/7 award winning local customer service

Mozo People's Choice Award Outstanding Customer Service & Most Recommended
Fees

$0

Monthly account keeping fee

Transaction Type 

Fee Per Transaction

Direct credits and debits Free
EFTPOS
Free
Visa debit and Visa payWave Free
Counter cash deposits, withdrawals, transfers and BPAY® Free
Heritage ATM withdrawals, transfers and balance enquiries Free
Cheque deposits Free
Presented cheques 
Free
 Overseas ATM or counter withdrawals (Visa)  $5.00 plus overseas currency conversion fee 
Bank@Post Transactions* $3.00
*Bank@Post transactions are free for members for which a residential postcode recorded by Heritage is within the range 0000 to 3999 or 4311, 4312, 4313, 4360, 4361 and 4385 to 9999. 
Ways to bank with us

Keep moving with wearable payment technology including Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

Rates

Interest Rate
$1 or more
interest calculated on daily balances and paid quarterly
Interest Rate
0.01%
Rates Effective From 01/04/2020
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