Compare Credit Cards
 
Platinum Credit Card
  
Classic Credit Card
  
Gold Low Rate Credit Card
 

Minimum Credit Limit
$6,000 $1,000 $1,000

 

Maximum cash advance amount per day
 $5,000 $1,000 $1,000
 

Heritage Credits rewards program †
Yes Yes No

 

Complimentary Insurance
 Yes - Platinum Insurance No No
 

Select your own PIN
 Yes Yes Yes

 

24/7 Customer Service
 By phone or Internet By phone or Internet By phone or Internet

 

PayWave
 Yes Yes Yes

 

Interest free days
 up to 55 days* up to 55 days* Nil
 

Annual fee
 $125 $55 $0
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