Compare Credit Cards

With all our Credit Cards

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Credit Limits from

Platinum  $6,000
Classic  $1,000
Gold Low Rate    $1,000


For maximum credit limit on all cards, please enquire upon application

Rewards program

Platinum  Heritage Credits
Classic  Heritage Credits
Gold Low Rate    Nil

Concierge service#

Platinum Yes- learn more at Visa Offers + Perks online.
Classic No
Gold Low Rate     No
 
 
 
 
 
 
 
 

Credits awarded

Platinum - Purchases

3 credits for every whole $1,500 spent per calendar month

Platinum - Cash Advances

Nil

Classic - Purchases

1 credit for every whole $1,300 spent per calendar month

Classic - Cash Advances

Nil

Gold Low Rate - Purchases

Not applicable

Gold Low Rate - Cash Advances 

Not applicable

Insurance

Platinum – Purchases   Yes - learn more about Platinum Insurance
Platinum – Cash Advances  Not applicable
Classic – Purchases  No
Classic – Cash Advances  No
Gold Low Rate – Purchases  No
Gold Low Rate – Cash Advances    No

Visa Emergency Cash Disbursement

With all our cards, you'll get access to emergency cash disbursement worldwide with Visa Global Customer Assistance Service. Cash disbursement must be within the available credit limit of your card. (Fees and limits may apply).

How much?

Interest Rates

Platinum - Purchases VP
Platinum - Cash Advances VP_CA
Classic - Purchases VC
Classic - Cash Advances VC_CA
Gold Low Rate - Purchases GLR
Gold Low Rate - Cash Advances      GLR_CA

Interest Free Days *

Platinum – Purchases   up to 55 days
Platinum – Cash Advances  0
Classic – Purchases  up to 55 days
Classic – Cash Advances  0
Gold Low Rate – Purchases  0
Gold Low Rate – Cash Advances  0

Annual Fee

Platinum  $125
Classic  $55
Gold Low Rate    $0

Annual Fee Waiver

Annual Fee waived if Visa purchases exceed amount noted below during the year up to your anniversary date.

Platinum $35,000
Classic $25,000
Gold Low Rate    Not applicable

Monthly Repayment ^

Platinum 3% or $30, whichever is greater
Classic 3% or $30, whichever is greater
Gold Low Rate    3% or $30, whichever is greater
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