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The cost of a wedding can be a bit like a piece of string. However, a survey conducted by Bride to Be magazine found the average cost of an Australian wedding is $65,482.
Weddings can be financed a number of ways, including via your savings, a credit card, a personal loan, or a combination of these options.
Figuring out the what, the when, and how much you are prepared to spend on your wedding will guide your wedding budget. While setting a budget can be a bit hard before you look into venues, caterers and dress designs, it’s important to not lose sight of what you can really afford.
How much you need for your wedding will depend on a number of things. Number of guests, location, style of reception and the size of your wedding party will all have an impact on the cost of your wedding. Remember, small weddings don’t always mean a cheaper option.
Saving up for a wedding can seem like an overwhelming task when you first look into costs. By giving yourself enough time to save, altering your spending, and by keeping your money in a high interest savings account you could surprise yourself with just how much you can save before the big day.
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There are a number of ways to pay for your wedding. Your situation, budget and ability to pay off a loan will determine the best way to finance your wedding.
The benefit of using your savings is that you will not pay any interest or loan fees. By keeping your money in a high earning interest account, you can earn money and won’t be starting out with a debt.
Once you have worked out a budget for your wedding you will have a better idea on whether you will need to consider taking out a loan and how much this will cost you.
How much you can borrow for a personal loan will depend on a number of things, including your savings and account history, your credit history and your ability to pay back a loan plus interest.
Credit cards can be a good way to finance ongoing wedding costs and allow you to keep your money in your savings account longer. If you pay off your credit card before it’s due date each month you can usually avoid paying interest, and this means you’ll stay ahead with your savings.
We offer a range of personal loans to help you get what you want now and pay it off over time.
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