What is LVR?
Learn more about Loan to Value Ratio (LVR), how it’s calculated and what effect it can have on your mortgage.
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Business Insurance
Allianz small business insurance packages are specifically designed to insure small businesses from the unexpected. They may be able to insure your business from financial uncertainty resulting from certain unexpected events or circumstances.
Small Business Advantage Pack
Insure your business with a wide range of tailorable cover options for small- to medium-sized enterprises.
Benefits include:
- Cover for Public and Products Liability
- Quick and easy claims process
- Pay by the month.^
Trades and Services Pack
Public and Products Liability, General Property and Commercial Motor Insurance are available in this package. It also offers:
- Quick and easy claims process
- Pay by the month.^
Office Pack
Insure your business with a policy designed with office-based professionals in mind. The Office Pack can easily be tailored to your business, and features:
- Quick and easy claims process
- Pay by the month.^
Farm Pack
Benefit from the flexibility of a broad range of farming insurance, with the choice of a number of different cover options, to help protect your farming business, including:
- Accidental Damage cover for homestead, contents and personal effects Incidental farm contracting covered up to a maximum of $100,000 or 10% of gross revenue (whichever is lesser)
- Farm fencing coverage on sum insured per km or first loss basis
- Comprehensive coverage for Pleasurecraft.
Commercial Motor
Keep your fleet on the road with cover for up to 20 business vehicles. Commercial Motor cover has been designed to include protection for a wide selection of vehicles. It also offers:
- Additional accessories cover of up to $5,000
- Waiver of basic excess for windscreen claims for all specified vehicle types up to 2 tonnes
- Third-party property damage cover up to $30,000,000.
Why choose Business Insurance
You work hard for your business. Our Business Insurance works hard to protect your business, offering a range of cover across theft, property damage and public liability. For more information or to request a quote, get in touch with us on 13 14 22.
What do the various policies cover business for?
Public and Products Liability
Covers you for amounts you’re legally liable to pay as compensation for personal injury and/or property damage, within the territorial limit, as a result of an occurrence in connection with your business, up to the limit of indemnity.
Material Damage
Covers you for accidental damage to property insured at the risk address, not otherwise excluded, up to the sum insured, or specified sublimit, and maximum total amount per claim up to the limit of indemnity. There are a number of additional benefits, as well as the option for flood cover.
Other cover benefits
Theft covers loss of, or damage to, property insured (for example, contents, stock and customers' goods) at the business location due to a defined event relating to theft.
Personal Accident and Sickness: This cover is temporarily unavailable for sale
Provides payment of:
A set percentage of the capital sum insured, shown against the applicable Defined Event for specified injury cause by an accident; or A weekly benefit or average weekly income, whichever is the lesser, for temporary, total disablement as a result of an insured sickness or injury, or a temporary, partial disablement as a result of an insured injury.
Business Interruption
Covers you for consequential loss resulting from interruption of, or interference with, the business caused by an insured event.
How to make a claim
If you need to make a claim, call us on 1300 168 367 and we'll arrange for a friendly consultant to take you through the claims process.
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