Business Loans

Let us help you reach your business goals with one of our business loan products, designed with small and medium businesses in mind.

Featured Loans

Fully Drawn Loan

Our Fully Drawn Business Loan could help you with most business needs such as purchasing a property, buying a business or longer term working capital requirements.  

Line of Credit
A flexible form of finance, allowing you to decide when to make principal reductions, plus the ability to re-use these funds at any time during the term of the facility.


Funding for Organic Farming

We partner with Woolworths to administer the lending and financial aspects of the $30 million Woolworths Organic Growth Fund, which offers interest-free loans and grants to conventional and organic growers who want to build their organic farming business.

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Business Car Loan

Finance a new or used car for your business with a flexible and competitive Motor Vehicle Equipment Loan.

Overdraft Facilities
Our Business Overdraft Facility covers you by providing a flexible line of credit in conjunction with a Business Cheque Account.
Self-Managed Super Fund Loan

Use your retirement savings as equity to purchase an investment property through your Self-Managed Super Fund with a Company Trustee. 

SME Support Loan for Small Business
Heritage has always been a bank for small businesses. That's why we intend to participate in and offer loans under Phase 2 of the SME Guarantee Scheme. 
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