Business Loan Interest Rates

Compare our competitive interest rates for our motor vehicle equipment loan, fully drawn loan, line of credit, overdraft and SME Loan products. 

Motor Vehicle Equipment Loan

Interest Rate
1 year fixed
2 years fixed
3 years fixed
4 years fixed
5 years fixed
Variable
Interest Rate
4.40%
Interest Rate
4.40%
Interest Rate
4.45%
Interest Rate
4.50%
Interest Rate
4.60%
Interest Rate
4.45%
Rates Effective From 19/11/2020
Interest Rate
Indicator Rate Motor Vehicle Equipment Loan
Rates Effective From 19/11/2020
Business Car Loan

Finance a new or used car for your business with a flexible and competitive Motor Vehicle Equipment Loan.

Fully Drawn Loan

Interest Rate
1 year fixed - Residential Security
1 year fixed - Non-residential Security
2 years fixed - Residential Security
2 years fixed - Non-residential Security
3 years fixed - Residential Security
3 years fixed - Non-residential Security
4 years fixed - Residential Security
4 years fixed - Non-residential Security
5 years fixed - Residential Security
5 years fixed - Non-residential Security
Variable - Residential Security
Variable - Non-residential Security
Rates Effective From 19/11/2020
Interest Rate
Indicator Rate Residential Fully Drawn Loan
Indicator Rate Non-Residential Fully Drawn Loan
Rates Effective From 19/11/2020
Fully Drawn Loan

Our Fully Drawn Business Loan could help you with most business needs such as purchasing a property, buying a business or longer term working capital requirements.  

SME Business Loans

SME Unsecured Working Capital Loan
Interest Rate
Variable
Interest Rate
5.45%^
Rates Effective From 19/11/2020
SME Equipment Loan
Interest Rate
3 Year Fixed
4 Year Fixed
5 Year Fixed
Interest Rate
3.80%
Interest Rate
3.85%
Interest Rate
4.00%
Rates Effective From 19/11/2020
SME High LVR Fixed Rate Loan
Interest Rate
3 Year Fixed
4 Year Fixed
5 Year Fixed
Interest Rate
3.80%
Interest Rate
3.85%
Interest Rate
4.00%
Rates Effective From 19/11/2020
SME Support Loan - No longer available
Interest Rate
Variable
Interest Rate
5.45%^
Rates Effective From 19/11/2020
SME Support Loans for Small and Medium Business
See the loans we're offering under Phase 2 of the SME Loan Guarantee Scheme to help businesses adapt and invest for the future.
Line of Credit

Interest Rate
Residential Security
Non-residential Security
Interest Rate
3.75%
Interest Rate
4.60%
Rates Effective From 19/11/2020
Interest Rate
Indicator Rate Business Line of Credit
Indicator Rate Residential Business Line of Credit
Indicator Rate Non-Residential Business Line of Credit
Rates Effective From 19/11/2020
Line of Credit
A flexible form of finance, allowing you to decide when to make principal reductions, plus the ability to re-use these funds at any time during the term of the facility.
Overdraft Facility

Interest Rate
Residential Security
Non-residential Security
Interest Rate
3.75%
Interest Rate
4.60%
Rates Effective From 19/11/2020
Interest Rate
Indicator Rate Business Overdraft
Indicator Rate Residential Business Overdraft
Indicator Rate Non-Residential Business Overdraft
Rates Effective From 19/11/2020
Overdraft Facilities
Our Business Overdraft Facility covers you by providing a flexible line of credit in conjunction with a Business Cheque Account.
SMSF Fully Drawn Loan

Interest Rate
Variable - Residential Security
Variable - Non-residential Security
1 Year Fixed - Residential Security
1 Year Fixed - Non-residential Security
2 Years Fixed - Residential Security
2 Years Fixed - Non-residential Security
3 Years Fixed - Residential Security
3 Years Fixed -Non-residential Security
4 Years Fixed - Residential Security
4 Years Fixed - Non-residential Security
5 Years Fixed - Residential Security
5 Years Fixed - Non-residential Security
Rates Effective From 19/11/2020
Interest Rate
Indicator Rate Residential Fully Drawn Loan
Indicator Rate Non-Residential Fully Drawn Loan
Rates Effective From 19/11/2020
Self-Managed Super Fund Loan

Use your retirement savings as equity to purchase an investment property through your Self-Managed Super Fund with a Company Trustee.