Features of our home loans


  • Flexible repayment options, including unlimited extra repayments on fixed and variable loans
  • Redraw and 100% offset account options
  • People first service and commitment to our customer-owned values
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Mobile Lenders could be available in your area

A Mobile Lender can meet you at home or work to help calculate how much you can borrow and walk you through the process.

A home loan from a bank that really understands our needs? "Bank you very much!"

At Heritage Bank, our home loans feature a wide range of product benefits and features including competitive fixed and variable interest rates, no monthly or redraw fees and the ability to make increase or lump sum payments~. And with $2,000 cashback# for First Home Buyers with Lender’s Mortgage Insurance, you’ll be saying "Bank You Very Much!" too.

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"Heritage staff were really helpful and made it a really easy process. We've done what we wanted, and still have room to play if we need."

Heritage Home Loan customers, Fellows Family

Heritage Bank wins Mozo People's Choice Awards

Customer-Owned Banking you can bank on.

Established in 1875, and with more than $10 billion in assets, Heritage is Australia's largest Customer Owned Bank.

We are here to help

Our specialists will help you find the right product and support you through every step of your Home Loan purchase.

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Or call 13 14 22 to speak to an expert