Investment in Property | Home Loans | Heritage Bank People first

Investing in property

Investing in property can come with both long and short-term benefits, depending on both your strategy and the property market you buy in. When you choose a property investment loan through Heritage, you'll get access to a range of great features including: 
  • Interest only options for investors, for up to 5 years
  • Flexible repayment options, including unlimited extra repayments on fixed and variable loans
  • Split Loans
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By paying $loanFrequency_lyname instead of monthly, you could save $heritageRepayments_totalSaved & $heritageRepayments_yearsSaved over the life of your loan.

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Indicative repayment amount only. Your credit contract will state a monthly repayment figure. You may make payments as frequently as you choose within each month to pay the monthly amount due.

Home loan application checklist

Speed up and simplify your home loan application with this checklist, which covers identification, income, living expenses and other requirements you will need.

Customer-Owned Banking you can bank on.

Established in 1875, and with more than $11 billion in assets, Heritage is one of Australia's largest Customer Owned Banks.

Compare all Heritage Home Loans

If you'd like to compare the features and benefits of all the home loans we have on offer, visit compare all home loans.

Buying land and build loans

If you’re looking to purchase vacant land or build a new home rather than purchase an established property, we have options that may be suitable.

Construction Loans are different from a regular home loan because the funds are paid gradually to your builder as progress payments. While your property is getting built, your repayments are set as interest only to help you manage your budget.

Simply let us know of your plans to build when you apply for a home loan and we'll help you through the process.

Investment Hub

Investing in and managing property comes with a range of responsibilities. We've put together some tips in our Investment Help & Guidance Hub to help you get started.