Compare Personal Loans

With all our Personal Loans

  • Online redraw
  • Make unlimited extra repayments
  • Flexible repayment options available
  • Access via Mobile Banking App, Internet Banking, and Branch

  • Access via the usual channels: ATM, App, EFTPOS, Debit/Credit Card, BPAY, Internet, Telephone, Branch
  • Access via the usual channels: ATM, App, EFTPOS, Debit/Credit Card, BPAY, Internet, Telephone, Branch
Loan features

Variable or Fixed

Standard Fixed Personal Loan Fixed Rate
Standard Variable Personal Loan           Variable Rate
Car Loan Fixed Rate

Min/Max loan amounts

Standard Fixed Personal Loan

Unsecured: $5,000 to $25,000 (Higher amounts may be approved on application)
Secured: $5,000 to $50,000

Standard Variable Personal Loan

Unsecured: $5,000 to $25,000 (Higher amounts may be approved on application)

Secured: $5,000 to $100,000

Car Loan $5,000 to $100,000

Loan Terms

Standard Fixed Personal Loan 1 to 5 years
Standard Variable Personal Loan             1 to 10 years
Car Loan 1 to 7 years

Repay in full at any time

How much?

Interest Rates

Standard Fixed Personal Loan FSPL *
Standard Variable Personal Loan               SPL *
Car Loan CL

Product Requirements

Some of our loans have special requirements that allow us to provide a lower rate.

Standard Fixed Personal Loan   Fixed Rate only.  Security maybe required as part of the conditions of loan approval.

Standard Variable Personal Loan  

Security maybe required as part of the conditions of loan approval.
Car Loan   Loan must be secured by either a new, or used car that is less than 5 years old at the time of funding, and no older than 10 years by completion of the loan. Assessable security value must be at least $10,000 for a motor vehicle, and at least $5,000 for a motor cycle.

Standard Fees

All personal loans incur a $5 monthly fee, and $200 application fee (which can be financed into the loan)

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