Terms & Conditions

General
Deposit Products
Deposit Products

Fees, charges and conditions of use related to savings and transaction accounts, business account and term deposits.

Credit Products
Credit Products

Fees, charges and conditions of use related to all credit products, including credit cards and overdraft products.

Member Referral
Refer a Friend

Find another reason to love Heritage, when you refer a family member, colleague or friends to us, you can both go into the draw to win a $1,000 gift card!. And if your friend gets a Home Loan in the first three months of joining, you can both receive a $250 gift card.

Terms of Use - Heritage Bank Social Media
Social Media Terms of Use