The Heritage Bank Charitable Foundation was established in 2018 as a Public Ancillary Trust, with seed funding of $2 million from Heritage Bank.

The Foundation aims to improve community wellbeing and life outcomes for people who need it most, by providing grants to registered Australian charitable organisations who have deductible gift recipient status, including grants focusing on young people, disadvantaged and at-risk families, and the elderly. Grants generated by the Foundation will go towards supporting groups and projects which address areas of education, culture, health, social, and financial wellbeing.

The Foundation now seeks to harness the goodwill and generosity of people via donations. We invite you to share our vision of Growing stronger communities, together, where what you do has a real impact on the people around us. Visit our donate page to become a Foundation Supporter today.

Toowoomba Carnival Of Flowers 2018- Heritage Bank
Our history

Heritage has a rich history of putting People first and the Heritage Bank Charitable Foundation is another pillar for us to spread this philosophy and better the communities we operate in. 

Civic Op Shop supported by Heritage Bank
Grant application details, criteria and frequently asked questions to get you started! 
Latest news

We're committed to improving the wellbeing of communities across Australia 

Who are we?


Bill Armagnacq


Bill Armagnacq served as Company Secretary and Assistant CEO at Heritage Bank for more than 15 years before retiring in May 2019. He has also held senior roles with Ergon Energy and KPMG in Brisbane. 

Mr Armagnacq brings extensive board and corporate senior executive experience to the Heritage Bank Charitable Foundation as he also serves as chair of the Inner Darling Downs Community Consultative Committee for Inland Rail and as a Director of Empire Theatre in Toowoomba.


Paul Williams 

BA, GradDipAppFin, MA (Cantab), MBA, CFTP

Paul Williams joined Heritage Bank in 2000 and is currently the Chief Financial Officer. Mr Williams has more than 25 years’ experience in the finance and property industries having previously worked in Australia and South Africa for various banks as well as global advisory and commercial real estate services firms. 

He holds a Bachelor’s degree from the University of Queensland, a Master’s degree from the University of Cambridge in the UK, an MBA from the University of Southern Queensland and a Graduate Diploma in Applied Finance from the Finance and Securities Institute of Australia.


Christine Maher

BA LLB (Hons), Solicitor of the Supreme Court of Queensland, MAICD

Christine Maher is a former partner of Corrs Chambers Westgarth, Lawyers and an experienced non-executive director. Ms Maher is interested in governance, the financial services sector, education and charitable entities.

She is currently a director of Energy Super and the St Joseph’s College Foundation as well as being a former member of the QSuper, WorkCover Queensland and Royal Brisbane Women’s Hospital Foundation Boards.


Stephen Davis 


Stephen Davis has been on the Board of Heritage Bank since 2011. He is the Managing Director of Toowoomba valuation firm David W. Swan & Associates. Mr Davis is a qualified valuer, and a licensed real estate agent and auctioneer. He has a long history of service to industry, community and sporting organisations in the Toowoomba region.

Mr Davis is the Past President of the Toowoomba East Primary School P&C; the Darling Downs Branch of the Real Estate Institute of Queensland; the Toowoomba East Rotary Club; and the Glennie Athletics Club. He has been the Deputy Chairman and Treasurer of the Toowoomba Hospice Association since 2001.

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Heritage Charitable Foundation Limited ATF Heritage Bank Charitable Foundation ABN 79 297 317 699.© Registered under the Collections Act 1966 (Qld)